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What is the difference between pet insurance and a pet wellness plan?

What is the difference between pet insurance and a pet wellness plan?

Two different options that can help make your pet's health care easier to afford are wellness plans and pet insurance. Each option has its own advantages and you should know the differences between both, that's why our Louisa vets are discussing them with you today.

Help Protect Your Pet's Future

Wellness plans and pet insurance policies can both be beneficial, however, they are different in nature. It’s important to know the services each option covers because by understanding them you wont be struggling for funds when you have to visit the vet for your pet's veterinary care.  

What is a wellness plan?

Wellness plans help you cover the cost of routine veterinary services, unlike pet insurance, you only pay for the treatments and services you use during the year.

Wellness plans let you take a more proactive approach to veterinary care by paying a small monthly fee rather than a larger sum every visit. These plans help your vet detect early signs of any conditions or diseases your pet may be experiencing before they get more severe and more expensive to treat.

What does a wellness plan cover?

Generally, wellness plans cover routine veterinary services including wellness exams, parasite preventives, annual blood testing, and vaccines. Improving and maintaining your pet’s overall health throughout their lifetime is easier because these plans spread out the cost of routine veterinary care.

What is pet insurance?

In the event your pet requires emergency veterinary care, pet insurance helps you cover the cost of their treatment.

The truth is emergency treatment or treating an illness such as cancer or diabetes can get really expensive. Pet insurance can give you financial help to pay the bills for any conditions and accidents that are covered by your pet insurance policy.

What does pet insurance cover?

Each pet insurance policy can be different but they usually cover treatment for illnesses or emergency treatments that are required after accidents. Some policies could also include prescription medications and the treatment of hereditary and congenital conditions as well as orthopedic conditions.

How do I choose which option to buy?

Knowing precisely how wellness plans and pet insurance can help you and your pet can assist you in deciding which option would be best for you. Some pet owners will either select a wellness plan or pet insurance, while others choose both options to make sure their pet has full coverage. 

If you don't know which option is right for you, talk to your vet. They are able to help you decide based on your pet's particular needs and concerns.

Help keep your pet healthy by choosing one of our annual pet wellness plans.

New Patients Welcome

Tri-County Animal Clinic is accepting new patients! Our experienced vets are passionate about the health of Louisa companion animals. Get in touch today to book your pet's first appointment.

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Contact (606) 673-1144